Finding an apartment or condominium in Manhattan doesn't necessarily have to be difficult -- if you're already at New Construction Manhattan, you've probably already figured that out. But paying for that NYC condo or apartment... that is another story. But while paying for a new condominium in Manhattan will never be as much fun as finding a new condominium in Manhattan, some encouraging news out of Albany today promises to make buying a NYC condo that much easier, at least for first-time home buyers. Federal funds administered by the State of New York Mortgage Agency have made possible a slew of new, low-interest/low-down-payment mortgages for first-time home buyers in New York, the New York Times reports.